Insurance & Financial Policies in St. Paul MN

In-Network Insurance Processing

We are a preferred provider for several major insurance plans in the Twin Cities. Please check with your insurance carrier to make sure Entira Family Clinics (formerly Family Health Services Minnesota, P.A.) is in your care network. As a courtesy, we are happy to file insurance claims on your behalf. 

Insurance companies require that we maintain a current copy of your insurance card. If for any reason you are not able to provide proof of insurance coverage, we require a refundable deposit on your first visit. This deposit may be refunded to you upon proof of your insurance coverage or payment of the charges.

Please note that you are responsible for your account – even if you have insurance. That’s because your insurance contract is an agreement between you and your insurance company.

Worker’s Compensation or Personal Injury Claims

We file claims to Worker's Compensation, motor vehicle and personal injury insurances when your injury involves another payor. To file the claims, we need you to provide us with the relevant billing information. If you are unable to do so, we may require you to pay for services at the time of your visit. Our business office can assist you with information needed to file injury claims.

Private Pay Patients and Uninsured Patients

If you are a private-pay patient, we encourage payment at the time of service. We offer a 10% discount when paying by cash, check, debit or credit card as long as there is not an outstanding balance on your account. We accept VISA, MasterCard, Discover and American Express.  If you do not have health insurance, we require you to pay for all services at the time of your visit. If you are unable to do so, we can assist you in finding other affordable healthcare options. 


Insurance-required co-payments for office or lab visits must be paid at the time of service. All other payments are due upon receipt of the first statement.

Insurance Carrier List

Aetna America's PPO BlueCross/BlueShield
Cigna Cigna HealthPartners Comp Care
GreatWest HealthPartners Humana-HumanaChoice PPO
Labor Care Medica Medicare
Medicare Advantage Plans Medical Assistance (Minnesota) Palmetto Railroad Medicare
Patient Choice Preferred One Select Care
Ucare United Health Care

We are contracted with all of the above insurance carriers and their Medicare Advantage Plans.  Please feel free to contact our office directly with any questions.


MNSure is a new, one-stop health insurance marketplace where Minnesotans can find and compare health plans and choose the coverage that fits their needs. For more information, please go to 


Call the Contact Center toll-free
1-855-3MNSURE (1-855-366-7873